Stan Empire Lending Corporation firmly believes that salary-linked employee loans are a safe and turnkey way to help client companies reduce employee turnover and costs.
Belle Constantino and Tim Constantino co-founded StanEmpire in 2019, starting with a single product, the Hospital Loan. Belle's extensive banking background and Tim's innovative approach laid the foundation for the company, focusing on providing efficient and accessible loan solutions.
Despite the global pandemic in 2020, StanEmpire continued to thrive, securing its first major client and establishing partnerships with multinational organizations. In less than two years, StanEmpire has provided services to 20,000 employees nationwide, showcasing the company's rapid growth and commitment to financial empowerment.
In December of 2018, Belle made the decision to retire from her banking role in Manila and relocate to Guam at the request of her husband, Ted Constantino. It was not until January of 2019 when her son, Tim, asked about the specifics of her job and its operational processes. Following an extensive conversation, Tim successfully convinced Belle to remain in Manila and embark upon the establishment of their loan enterprise, SLC. With established work arrangements in Guam facilitated by Ted, a contrasting decision arose for Belle, as to whether to pursue employment in Guam or launch a business in Manila. After constant prodding from Tim, this dynamic duo finally decided to organize the Lucky Stan Marketing Services in April 2019.
Lucky Stan Marketing Services (LSMS) started as a concept in April 2019 borne out of an ideal salary loan program that its current CEO, Belle Constantino, conceived while working for one of the top Philippine Commercial Banks. That idea and business case went through repetitive and stringent assessments by various committees of the bank but was constrained by a series of organizational restructuring at that time. She believed so much in it that she continued to hope that someday the Bank would realize its business potential.
Lucky Stan Marketing Services started as a single proprietorship and partnered with Populend Corporation and was appointed as its exclusive sales and marketing arm. LSMS was tasked to handle product conceptualization, solicitation of corporate accounts, administration of the salary loan program, and account management. Populend was the funding institution that financed the program.
With the onset of the COVID pandemic in March 2020, Populend management decided to gradually pull out of the market and terminated its sales and marketing arrangement with LSMS. This prompted Belle Constantino to dissolve Lucky Stan Marketing Services and incorporated what is now known as Stan Empire Lending Corporation.
CHIEF EXECUTIVE OFFICER
Belle is the brain behind the conception of the salary loan project. She sets the strategic direction and personally handles all the sales solicitation of corporate accounts for the company. She has an extensive network of corporate clients built over 35 years of working experience in the areas of corporate sales and account management. Her consumer banking experience, primarily in salary and personal loans, includes stints with the Philippine Bank of Communications, ChinaBank Savings, Planters Development Bank, Asia United Bank, Chinatrust, Citibank and American Express and handled two of the biggest shipping companies like CF Sharp Crew Management and Magsaysay Maritime Corporation and other shipping companies. Belle graduated with a degree in Hotel & Restaurant Management from Siena College and recently earned a certification course in Customer Relationship Management from the Asian Institute of Management.
CHIEF OPERATIONS OFFICER
Handles the overall day-to-day operations of the company, Data Analysis and Account Monitoring. Tim is a philomath or lover of studying and learning. He was a consistent dean’s lister in college with a degree in information technology. He also finished as a salutatorian when he took a teacher certificate program at Santa Isabel College Manila. Soon after, he took medical billing and coding in Guam Marianas graduating as a valedictorian with a board exam score of 470 over 500. His work experience is equally impressive as an expat payroll specialist in IBM and database owner for Accenture, before he started handling the logistics & data analysis for the family’s first food business, RedLoop Catering in 2009, serving FGD for media research companies, business outsource companies and other marketing events.
CHIEF OPERATIONS OFFICER
Handles Client Relations, Human Resources and Organizational Development. Mikee had a short stint as an E-Commerce and Customer Service Specialist at Love Ara Philippines. She graduated last CY2020 with a degree in BS Psychology from the Ateneo de Manila University and more recently earned a certification course in Managing Social and Human Capital from the University of Pennsylvania with a grade of 100%.
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